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Openly LLC (”Openly”) is a general agency and program administrator offering homeowners insurance policies underwritten by unaffiliated insurers through its network of independent agency partners. Each insurer is solely responsible for the claims on its policies and pays Openly for policies sold. Openly is licensed as a property casualty insurance agency in all states in which products are offered. Information available on this site does not imply availability or solicitation of business in jurisdictions where Openly is not licensed to do business. Eligibility, coverages and other features vary by state, and may not be available in all states. Any coverage is subject to the terms of your policy. Please refer to your policy and declarations page for complete terms, conditions, exclusions and coverage details. See legal disclosures for more information.