Skip to content

Legal Disclosures


Underwriting Company Information

Openly LLC is a general agency and program administrator offering primary, secondary and rent-to-others homeowners insurance policies underwritten by unaffiliated carriers through its network of independent agency partners. Insurance coverages are available in the states below by the following underwriting carriers:

Clear Blue Insurance Group

Rock Ridge Insurance Company (NAIC # 11089), an AM Best A- (Excellent) rated, admitted insurance carrier.

  • Alabama, Arizona, Georgia, Illinois, Indiana, Kansas, Kentucky, Maine, Massachusetts, Mississippi, Missouri, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, and Wisconsin

Company is domiciled in Indiana. Home Office: 200 South College Street, Suite 2250, Charlotte, NC 28202

MS & AD Insurance Group

MS Transverse Insurance Company (NAIC # 21075), an AM Best A (Excellent) rated, admitted insurance carrier.

  • Wisconsin, Connecticut, and Pennsylvania

Company is domiciled in Texas. Home Office: 15 Independence Blvd., Suite 430, Warren, NJ 07059


Product Disclosures

Total Insured Value (TIV)

For new business policies in the following states, the total insured value (TIV) is capped at $6M. Total insured value equals the Replacement Cost Estimate (RCE) (or Dwelling in Stated Value States) plus Other Structures, Personal Property, and Loss of Use. In these states, you cannot add additional coverage to Dwelling, Other Structures, Personal Property, or Loss of Use if a policy has already selected $6M in TIV.

  • Connecticut and Pennsylvania