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Home Insurance Designed for You

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Why Openly

We know insurance is complicated. That's why we designed a product that provides more coverage, is easier to understand, and contains unique features and options. All at a really competitive price.



Guaranteed replacement cost means knowing that your home and possessions are protected. With customizable coverage options, like buried service line or personal cyber coverages, you can extend protection beyond just your home.



Our mission is to provide a fast, seamless and best-in-class claims experience; leveraging the newest technology to assess damage and estimate repairs.


Financial Stability

All of Openly's partners are AM Best rated A- (excellent) or better and have long track records of success, ensuring that Openly will be there for you when you need us most.

Where We Do Business

We're working to expand our product offerings across the country.


    Coming Soon

      Ready to get started?

      Find an Agent Near You

      Openly sells exclusively through independent agents. Use the map below to find a recommended, knowledgeable, and licensed agent near you.

      Or Let us start a quote for you

      We'll Connect You with an Agent

      With just a few pieces of information, we're able to provide your information to an agent in your area.


      Fill Out the Form Below

      Your information will only be used to provide you an accurate rate.


      We'll Send it to an Agent

      We'll take the form and send it to an independent agent in your area.


      They'll Send You a Quote

      Once they have all the details, they'll contact you with your quote.

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      resources for current customers

      Report a Claim

      Thank you for being a policyholder. To report a claim, contact your agent or file directly online by clicking the link below. You may also report your claim via phone during our regular business hours: Monday - Friday, 8:00 AM - 7:30 PM EST.

      Additional resources

      Looking for More Help?

      Your independent agent is available to support you. If you prefer to contact Openly, we would love to hear from you.

      If you have questions or need to make a policy change, one of our team members is available to help from 9 a.m. to 8 p.m. ET.

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