Premium Home Insurance in Delaware

Comprehensive Delaware home insurance coverage, backed by local independent agents.

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Why Delaware Homeowners Choose Openly

Independent agent support

We work with independent agents throughout Delaware who understand the needs of local homeowners—from concerns in Rehoboth Beach to suburban living in Henlopen Acres. These experts help tailor coverage to your property and provide support that’s rooted in your community.

Premium coverage made simple

Delaware homes face unique challenges, including storm surge risk, and high winds. Openly offers customizable protection for high-value properties with a simplified process—so you get premium home insurance coverage without the hassle.

Technology-driven efficiency

Openly’s platform delivers fast, reliable home insurance quotes and easy policy management. Whether you're buying a home in Greenville or a beach property in Lewes, you’ll enjoy a seamless experience backed by local agent support and best-in-class technology.

Home Insurance Services in Delaware

Homeowners across Delaware are increasingly choosing Openly for their home insurance, and it's easy to see why. Openly provides a modern approach to protecting your most valuable asset by combining the localized expertise of independent agents with a simplified, technology-driven platform and premium coverage designed for high-value homes.

Customizable home coverage

Delaware homeowners face a mix of seasonal storms, and humid conditions that can lead to water damage or mold. Openly’s customizable home insurance policies protect your home from the risks that matter most.

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High-value home policies

From homes in Dover to modern builds in Middletown and luxury properties in Bethany Beach, Openly provides elevated coverage options for homes that need more than standard protection. Our policies are built for homeowners who value tailored support and peace of mind.

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State-specific add-ons

Delaware’s location makes it prone to hurricane remnants along the coast. Openly offers optional windstorm deductibles to help cover repairs due to covered losses.

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We feel very safe with Openly insuring our home. I can't say that about any other insurance company, but with Openly? Absolutely, 100% safe. I know they are going to take care of us and always have our back.

Rachel Enko

Openly Policyholder

I filed a claim with Openly in March because the storm had taken off part of my roof….All the people I talked to at Openly were knowledgeable and gave me the information I needed immediately….Knowing I have Openly, I feel secure.

Marianne Lamb

Openly Policyholder

What types of weather-related damage are covered in Delaware?

Most policies cover damage from wind, hail, snow, and ice, which are common risks in Delaware. Flooding and water backup usually require additional coverage.

Are windstorm deductibles required for homes near the Delaware coast?

Yes, many policies in areas like Rehoboth, Bethany Beach, and Fenwick Island include a separate windstorm or hurricane deductible.

Do I need special coverage for an older home in Delaware?

If you own an older property—common in Lewes, Dover, or New Castle—you may want to add ordinance or law coverage, which helps pay for code-required upgrades during repairs after a covered loss.

Safeguard Your Home in Delaware

Protect your Delaware home with customizable high-value coverage built for local risks.