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Premium Home Insurance in New Hampshire

Tailored home insurance coverage from trusted independent agents in New Hampshire.

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Why New Hampshire Homeowners Choose Openly

Local agents who know New Hampshire

We partner with independent home insurance agents across New Hampshire who understand the unique needs of homeowners in the state. From farmhouses in Keene to homes on Lake Winnipesaukee, our network of trusted local agents provides the personalized guidance you need to protect your piece of the Granite State.

Coverage built for where you live

No two homes in New Hampshire are exactly alike, and a one-size-fits-all policy simply won’t cut it. Openly partners with local independent agents who possess a deep firsthand knowledge of New Hampshire’s regulations and building codes. They’ll help you tailor a robust customized policy that matches your property’s specific architecture and lifestyle, to help avoid hidden coverage gaps.

Fast, hassle-free quotes from independent agents

Insurance shouldn't require hours of paperwork or endless questions. We equip independent agents with advanced data tools that handle the heavy lifting behind the scenes, allowing them to generate a quote for you in minutes. You get a fast, effortless buying experience, while your independent agent handles all the details.

 

Home Insurance Services in New Hampshire

Whether the unexpected happens and your home has been damaged by fire, theft, or other disaster, our goal is simple: make claims as easy as possible. We pair innovative technology with the dedicated support of local partners to quickly and accurately assess damage and estimate repairs, getting your life back to normal fast.


Coverage tailored to your home

New Hampshire homeowners face challenges from heavy snow loads and ice dams to fierce windstorms and power outages. Openly’s home policies go beyond standard coverage, delivering tailored protection that stands up to harsh Granite State winters and sudden weather swings.



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Robust protection for high-value properties

Whether you own a farmhouse in Concord or a mountain-view retreat in Jackson, unique homes require specialized protection. Openly’s robust policies safeguard high-value properties with Guaranteed Replacement Cost up to $5M* and personalized protection for custom finishes, antique fixtures, and luxury upgrades.

 

* In CT, GA, KS, MS, MO, NH, OH, SC, TN and WI, coverage amount is subject to Coverage A and conditions listed in the policy.

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Add-ons made for New Hampshire living

True peace of mind means preparing for the exact environmental risks outside your front door. Openly offers coverage for the sort of risks the Granite State experiences, including ice-dam coverage and windstorm protection. Work with New Hampshire independent agents to select the exact add-ons you need to foolproof your home against the toughest elements.

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Real People, Real Stories

We feel very safe with Openly insuring our home. I can't say that about any other insurance company, but with Openly? Absolutely, 100% safe. I know they are going to take care of us and always have our back.

Rachel E.

Openly Policyholder

I filed a claim with Openly in March because the storm had taken off part of my roof….All the people I talked to at Openly were knowledgeable and gave me the information I needed immediately….Knowing I have Openly, I feel secure.

Marianne L.

Openly Policyholder

Helpful Resources for New Hampshire Homeowners

Explore expert tips and local insights to protect your New Hampshire home year-round.

New Hampshire Homeowner FAQs

How does guaranteed replacement cost protect my New Hampshire home?

If a major disaster strikes, labor and material costs can easily push rebuilding expenses past your policy’s standard limit. Openly protects your peace of mind with Guaranteed Replacement Cost coverage up to $5 million.* This means that your policy covers you for the full cost to restore your home to its original state, eliminating the stressful financial gap between your coverage limit and the actual cost to rebuild.

*In CT, GA, KS, MS, MO, NH, OH, SC, TN and WI, coverage amount is subject to Coverage A and conditions listed in the policy.

Will my policy cover damage from ice dams and heavy snow loads?

Openly’s enhanced HO-5 home insurance policies include ice-dam coverage and protection against structural stress or collapse caused by the weight of accumulated snow, subject to policy terms and conditions.

Can I add coverage for power-outage related losses?

Absolutely. Openly’s standard policy includes up to $5,000 for refrigerated property to cover food spoilage during a power outage. For peace of mind during harsh New Hampshire storms, work with your independent agent to add optional equipment breakdown coverage, safeguarding your home's major appliances and electrical systems from power surge damage.

Safeguard Your Home in New Hampshire

Protect your home with premium, straightforward insurance.

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