We created Openly because we saw an evident gap in the market for premium insurance made simple. Consumers deserve more complete coverage at competitive prices.
“
Our use of data, sophisticated pricing, cutting-edge technology, and insurance expertise give us the opportunity to bring something better to the market.
Using cutting-edge data and technology, we provide you with customizable, competitive prices to protect your most valuable assets.
Coverages are truly customizable to meet your individual protection needs, for both standard coverages and optional add-ons.
From tailored claims handling to highly responsive customer service, we are focused on making the home insurance purchasing process a better overall experience.
01/00
The structure of your building, including the walls, roof, and attached fixtures.
Open perils, which means all types of losses unless they are specifically excluded.
Guaranteed replacement cost. We rebuild to the current state using the same type of materials up to $5M in value.
Any structure outside of your home like detached garages, sheds, and fences.
Open perils, which means all types of losses unless they are specifically excluded.
Replacement cost up to the policy limit you select.
All your belongings like furniture, clothing, and electronics.
Open perils, which means all types of losses unless they are specifically excluded. Note, this is not common.
Replacement cost to repair or replace with the same material and quality as the original — in today's market.
Expenses incurred from not being able to live at your residence.
Reimbursed for additional living expenses while your home is repaired or rebuilt.
Up to the policy limit you select for the coverage.
Legal defense and liability coverage if sued.
Medical expenses for guests injured on your property.
Lawsuits happening on and off your property where you are liable.
Slips and falls and other minor injuries.
Up to the policy limit you select.
Select from over 15 additional coverages like scheduled property, blanket coverage, personal cyber, equipment breakdown, water backup, loss assessment, and many more!
Unlike most policies, you select your limits and increase/decrease to whatever level you feel is appropriate. Don't need "other structure coverage", simply remove that option!
We're leading the way in modernizing home insurance by simplifying the quoting process and exceeding your expectations with our responsiveness and quality interactions.
Have a general question? Interested in a career at Openly? Inquiring about press or media resources?
