Your Dwelling Coverage
The structure of your building, including the walls, roof, and attached fixtures.
What's it covered from?
Open perils, which means all types of losses unless they are specifically excluded.
How do we pay claims?
Guaranteed replacement cost. We rebuild to the current state using the same type of materials up to $5M in value.
In certain states in the event of a total loss covered under Coverage A where you have elected not to repair or replace your dwelling, the amount of the loss will be taken to be the limit of liability that applies to Coverage A and is shown in the Declarations.